Growth Capital

Restaurant Payroll Tax Credits Most Owners Miss

Build&Fund Advisory Team Published on: 31/05/2026

Discover restaurant payroll tax credits you're likely missing. Learn how FICA tip credits can recover $20K-$80K in taxes you've already paid.

Restaurant Slow Season Cash Flow: The January Plan

Build&Fund Advisory Team

Published on: 26/10/2026

Restaurant slow season cash flow plan: find your January gap, bank it from Q4 sales, line up credit early, and skip the daily debit. Worked math inside.

Giving Up Equity in Your Restaurant? Run This Math First

Build&Fund Advisory Team

Published on: 23/10/2026

Should you give up equity in your restaurant? See what a 30% stake really costs over 10 and 20 years next to an SBA loan, with every number shown.

Why Banks Won't Lend to Restaurants (and What Works)

Build&Fund Advisory Team

Published on: 21/10/2026

Why won't banks lend to restaurants? Usually not your credit score. See what lenders underwrite, the real failure rate, and what to do when the answer is no.

Toast Capital Review: What the Daily Holdback Really Costs

Build&Fund Advisory Team

Published on: 18/10/2026

Toast Capital has a fixed fee and no personal guarantee. Here is what that fee costs per year, where the holdback comes from, and the fine print to read.