STEP 1
Provide Business Info
Quick details about your restaurant — right in the form below.
PRE-QUALIFICATION: OPEN — 24-HR ANSWER
Customers + Capital
We back great restaurant operators with new customers through the doors and the capital to handle them.
Not a lender. Not an investor. We buy your restaurant's future food & beverage credit — then send loyal diners to spend it at your tables.
Watch This 3-Minute Video
Get My Amount
Encrypted · No SSN, no bank login, no credit pull.
STEP 2
Upload One Screenshot
You're about 3 minutes away from your pre-qualification amount.
We only need:
Your last 12 months of revenue from your POS(screenshot — a cell phone picture works)
That's it.
STEP 3
Get Your Amount
Upload now, then pick a call time on the next page. We come back with your pre-qualification amount — anywhere from $10K–$25K+.
Most amounts are delivered in under 24 hours.
One screenshot stands between you and your pre-qualification amount
Screenshot your last 12 months of revenue from your POS — a cell phone picture works. Upload it below, and your amount comes back in under 24 hours: anywhere from $10K–$25K+.
Encrypted upload · No SSN. No bank login. No credit pull. Your revenue proof goes to the Build&Fund review desk — nowhere else.
Under 3 minutes now. Your pre-qualification amount follows within 24 hours.
The Proof
The numbers behind it.
Build&Fund exists to back great restaurant operators with exactly that pair — new customers through the doors, and the capital to handle them.
Build&Fund's own track record
$250M+
secured for business owners
10,000+
owners served
4.5★
Google rating
$10K–$25K to start. Second rounds scale to six figures.
Why Backing Beats Borrowing
A loan hands you money with interest. Backing hands you customers — and the capital to handle them.
Banks and cash-advance shops stop at the wire transfer. When we back your restaurant, the money is the smaller half of the deal. The bigger half is a network of loyal diners pointed at your tables.
01 — Customers
Customers, built in
We connect great restaurants to a network of loyal diners — millions strong, growing every month, and motivated to spend at your tables.
02 — Spend
Guests who spend more
Network members check out in-app in seconds, visit more often, and spend more per visit. You save on processing fees every time they do.
03 — Capital
Capital, minus the baggage
Our funding partners back hospitality groups and restaurateurs with the most cost-effective capital in the industry. No interest, no APR, no equity, no debt on your balance sheet.
How Backing Works
Capital up front. Customers on repeat.
The backing is structured as a purchase of your future food & beverage credit. You get paid now. The network spends it back at your tables.
01
You get backed
Together with our funding partners, we purchase future food & beverage credit from your restaurant. The cash lands in your account up front.
02
The network buys in
Our funding partners sell that credit to the millions of members on their dining network. A built-in bonus motivates members to buy — and to spend more.
03
Your tables fill
Members redeem the credit at your restaurant. Network customers visit more often and spend more per visit than typical walk-ins — and the repaying is done by new guests, not your bank account.
Who We Back
We're selective. That's the point.
Backing only works when the operator is worth backing. Real capital plus a network of diners is a serious commitment, so we make it to serious operators.
We back
- Established restaurants and hospitality businesses with real revenue and great customer reviews
- Casual, fine dining, quick service, cafés, bars, and most venue types
- Operators ready to grow: new locations, renovations, working capital
We pass on
- Concepts that haven't opened their doors yet
- Businesses outside food & beverage
- Anyone shopping for a traditional loan
Operator Spotlight
What backing looks like in the real world.
Fine Dining
A Michelin-starred modern Colombian concept
An award-winning fine dining group with locations in Washington, D.C. and Miami wanted to grow without debt on the balance sheet. Backed with interest-free capital through our funding partners' program, the restaurant kept full ownership while the network sent customers to a Michelin-starred experience.
Full OwnershipNo equity surrendered
Debt-freeNothing on the balance sheet
No PaymentsNo daily, weekly or monthly debits
A client of our funding partners' program. Identifying details withheld.
What Backed Operators Say
Trusted by the people who run the room.
This has rewritten the playbook on restaurant financing and marketing.Celebrated chef & founderMulti-concept restaurant group
This should be part of any restaurant's financing strategy. There's equity, debt, equipment financing, and now this.Former CEONational hospitality group
They have the operator's best interests at heart. They understand the challenges of restaurant operations and designed the product to solve them.Former COOMulti-concept hospitality group
Statements from operators describing our funding partners' program. Names withheld; roles shown as publicly stated.
Common Questions
Straight answers, before you apply.
Is this a loan?
No. Backing is the purchase of your future food & beverage credit at a discount. There is no interest, no APR, and no fixed repayment schedule. You deliver against the credit as network customers dine with you.
Do I have to give up equity?
Never. Backing is 100% non-dilutive. You keep full ownership and full control of your business.
What does it actually cost?
The discount on the credit you sell is your cost of capital, and for most operators it lands well below traditional financing. Your advisor models the exact numbers with you, in writing, before you commit to anything.
How does backing bring in new customers?
Our funding partners sell the credit to the millions of members on their dining network. Those members visit you to redeem it, and they tend to return more often and spend more per visit than walk-in guests.
What's a pre-qualification amount?
It's the backing we're prepared to extend after reviewing your revenue proof — anywhere from $10K–$25K+ to start. It isn't a final approval; it's the number that opens the conversation, with every term in writing before you sign anything. Second rounds scale to six figures for operators who deliver.
Who qualifies to be backed?
Established restaurants and hospitality groups across most venue types: casual, fine dining, quick service, cafés, bars, and more. Great operators with real revenue get backed fastest. The 3-minute form above is the quickest way to find out where you stand.
What happens after I submit?
Your file hits the Build&Fund review desk, and you pick a call time on the next page. We come back with your pre-qualification amount — most within 24 hours. No obligation. We use your information only to evaluate your fit and never sell it.