Articles by Build&Fund

Restaurant Payroll Tax Credits Most Owners Miss

Build&Fund Advisory Team Published on: 31/05/2026

Discover restaurant payroll tax credits you're likely missing. Learn how FICA tip credits can recover $20K-$80K in taxes you've already paid.

Restaurant Slow Season Cash Flow: The January Plan

Build&Fund Advisory Team

Published on: 26/10/2026

Restaurant slow season cash flow plan: find your January gap, bank it from Q4 sales, line up credit early, and skip the daily debit. Worked math inside.

Giving Up Equity in Your Restaurant? Run This Math First

Build&Fund Advisory Team

Published on: 23/10/2026

Should you give up equity in your restaurant? See what a 30% stake really costs over 10 and 20 years next to an SBA loan, with every number shown.

Is Groupon Worth It for Restaurants? The Real Math

Build&Fund Advisory Team

Published on: 22/10/2026

Is Groupon worth it for restaurants? We ran a $50 voucher at 20%, 30% and 40% commission against food cost, then checked who comes back.

Why Banks Won't Lend to Restaurants (and What Works)

Build&Fund Advisory Team

Published on: 21/10/2026

Why won't banks lend to restaurants? Usually not your credit score. See what lenders underwrite, the real failure rate, and what to do when the answer is no.