About Lesson
Personal Credit How-To-Guide
Because you will need immediate, inter-mediate and long term financing for your business, most traditional lenders will rely heavily on what’s being reported to your personal credit.
It’s also important to understand that an Underwriter will heavily analyze and scrutinize your personal credit profile in its entirety, not just the scores. It’s also important when reducing red-flags to make sure that what you are putting down on your application matches what your credit profile says. Reducing the amount red-flags a Lender identifies can dramatically increase your chances of funding.
1. Overview of Credit
2. Your Rights Under The Fair Credit Reporting Act
3. Obtain Credit Report
4. Review Your Credit Report
5. How To Identify Errors
6. Write Dispute Letters
7. Mail Dispute Letters
8. Understanding Responses From CRA
9. Creating Second and Third Round Dispute Letters
10. Credit Rebuilding Process
TIP: It’s important to monitor your personal credit throughout the entire process.