Course Content
Your Loan Packaging Course
Learn to craft a persuasive loan package to secure financing. This concise course covers essential financial documents, integrating your business plan, understanding credit scores, and presenting your business effectively to meet lender expectations. Gain insights into legal compliance, submission tips, and strategies for engaging with lenders, all aimed at showcasing your business's growth potential.
The Business Entity Course
Navigate the complexities of choosing the right business structure with "The Business Entity Course." This focused course demystifies the process of selecting an entity type—such as LLC, corporation, or partnership—that aligns with your business goals, legal protections, and tax implications. Learn about the advantages and disadvantages of each entity type, the impact on your personal liability, and how your choice affects funding opportunities. This course provides the foundational knowledge needed to make an informed decision on structuring your business for success.
Personal Credit Enhancement Course 101
Boost your financial credibility with the "Personal Credit Enhancement Course 101." This essential course offers strategies to improve your personal credit score, a critical factor in securing business financing. Dive into understanding credit reports, identifying and rectifying errors, and employing tactics to enhance creditworthiness. Learn how personal credit impacts business funding opportunities and master practical steps to elevate your score for better loan terms and access to capital. This course is your guide to building a stronger financial foundation for both personal and business growth.
Business Credit 101
Unlock the potential of your business with "Business Credit 101," a course designed to guide entrepreneurs through the intricacies of establishing and managing business credit. Discover how to create a robust business credit profile that lenders trust, understand the key differences between personal and business credit, and learn strategies for building creditworthiness. This course covers the essentials of business credit reporting agencies, how to secure credit lines, and the impact of credit on your business's funding capabilities. Equip yourself with the knowledge to leverage business credit as a powerful tool for growth and financial stability.
A Bankable Business Plan Course
Transform your vision into a viable financial strategy with "A Bankable Business Plan Course." This comprehensive course guides you through crafting a business plan that not only articulates your business model and market potential but also appeals to investors and lenders. Learn to effectively communicate your business's value proposition, operational plan, and financial projections. Discover the components that make a business plan compelling, including market analysis, competitive edge, and financial forecasts. By the end of this course, you'll have a polished, professional business plan ready to open doors to funding and growth opportunities.
Lender Strategies and Tips Course
Navigate the lending landscape with confidence through the "Lender Strategies and Tips Course." This insightful course equips you with the knowledge to approach lenders effectively, understand their criteria, and improve your chances of loan approval. Delve into the nuances of different financing options, learn how to present your business in the best light, and uncover the secrets to successful loan negotiations. From building strong relationships with banks to preparing for common lender concerns, this course offers practical advice and strategies to secure the financing your business needs to thrive.
Funding Source Overview
Explore the spectrum of funding opportunities with the "Funding Source Overview" course. This essential guide introduces you to the diverse world of business financing, from traditional bank loans and SBA loans to innovative online lending and venture capital. Understand the pros and cons of each funding source, eligibility criteria, and how to align them with your business needs. Gain insights into navigating the application process, optimizing your chances for approval, and strategically choosing the right mix of financing to fuel your business growth. This course is your roadmap to identifying and securing the optimal funding sources for your enterprise.
Become Lender Ready
About Lesson
1. Separate Business And Personal Credit Reports

Separate the business and personal credit reports of the owner. First, form a legal entity, corporation or LLC. Second, apply for credit in the business name with companies that report to the business credit bureaus. Third, use some of the credit and pay your bills on time to build your business credit score. Focus on building the business credit score with the business credit bureaus. 
2. Pay In Full
Make sure you have at least one credit card that you always pay in full at the end of the month. You may have other cards that carry balances, but that one card that’s always back at a zero balance at the end of the month does wonders for your credit score.
3. Monitor Your Business Credit
Unlike personal credit reports, you can’t get free access to your full business credit reports. But, a couple of apps do provide free business credit alerts. Experian or Dun & Bradstreet offer solutions. Use one of these to stay on top of where you stand and get notified of any changes.
4. Get Credit Early
Most small businesses don’t have access to credit in their early days. When it finally comes time to obtain a line of credit, many can find it challenging. While banks may be reluctant to extend large lines of credit to new businesses, it should be part of every company’s quarterly accounting to re-apply regularly. When credit is finally extended, you may not need to use it, but this will provide vital information to improve your credit score in the future.
5. Use Credit Consistently, Pay On Time
Similarly to personal credit, business credit is predicated on three areas: paying bills on time, credit utilization ratios and consistently utilizing credit over time. The easiest step a business can take is to open up business credit lines as soon as possible, use that credit, and ensure that all payments are made as early as possible — this will help your credit scores jump in a fairly short time frame. 
6. Make Payments Earlier
I use my company credit card for most small items. It’s easier, but rather than wait until the last minute to pay, I look at when my credit score is usually pulled and make sure that I’ve paid my credit card accounts prior to that date. By keeping a close eye on that, I make sure that my credit utilization is low, and that helps keep my credit score high.